Do I need a bank account to use Cash App?
No, you don’t need a bank account to create a Cash App account or add money to your Cash App balance.
There are a number of ways to send and receive money through Cash App if you don’t have or want to link your bank account. You can deposit paychecks, tax returns, and more to your Cash App balance using your Cash App account and routing numbers. And you can even deposit paper money into your Cash App balance at participating retailers.