Slide IntoThe StockMarket

Investing is when you allocate money in the stock market with the goal of making an income or profit.

With Cash App, you can choose to invest in a variety of stocks, and exchange-traded funds (ETFs) to diversify your investments. When you invest money, you begin building a portfolio, which is a collection of all your financial investments.

The stock market can go up and down on any given day, which is why some people choose to hold onto stock for the long-term, while others might buy and sell more quickly. Whatever your investment strategy might be, Cash App makes it easy to invest in your favorite companies with as little as $1.

You can buy stocks or ETFs using Cash App Investing. First, search for a company name or ticker symbol, then choose how much of the stock you want to buy, either from a preset amount or a custom amount you enter. It’s that simple.

Stock can be purchased using the funds in your Cash App balance. If you do not have enough funds available, the remaining amount will be debited from your linked debit card.

Once the order is filled, you can view your investment by tapping the Investing tab on your Cash App home screen and scrolling down to My Portfolio.

Stock purchases or sales can be scheduled 24/7. However, orders will only be placed during market hours. The U.S. stock market is open Monday–Friday during the following hours: Eastern time: 9:30 AM – 4 PM Central time: 8:30 AM – 3 PM Mountain time: 7:30 AM – 2 PM Pacific time: 6:30 AM – 1 PM.

If you would like to sell stocks or ETFs using Cash App Investing, go to the stocks you own on Cash App, select the company whose stock you want to sell, and then choose how much of the stock you want to sell, either from a present amount or enter a custom amount you enter.

The amount of your sale will be automatically deposited into your Cash App balance. Depending on market activity, sales proceeds may take up to 2 business days to be deposited in your Cash App balance.

Whether you’re just getting started with trading or you already have a portfolio, Cash App Investing makes buying, trading, and selling stock easy. You can buy stock and exchange-traded funds (ETFs) with plans to sell quickly or hold onto your investments for the long-term.

Fractional shares are less than one whole share of a company. With Cash App, you can buy fractional shares of a company’s stock with as little as $1.

You can buy fractional shares using Cash App Investing. First, search for a company name or ticker symbol, then choose how much of the stock you want to buy, either from a preset amount or a custom amount you enter.

Building an investment portfolio with fractional shares is easy with Cash App. You can invest in your favorite companies with as much or as little money as you want—even as little as $1.

Fractional shares are not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see our Customer Agreement.

No, Cash App does not charge a commission fee.

This is true whether you’re buying or selling stock or exchange-traded funds (ETFs). Brokerage accounts typically charge commission fees of 1 or 2%. But with Cash App Investing, accounts are free to open, require no minimum balance to maintain, and charge no commission fees.

Regulatory and Government Fees:

While Cash App Investing does not charge any fees per trade, there may be fees assessed that are required by government agencies (such as the SEC). We will disclose these fees prior to your confirmation of a trade and they will be listed in the trade confirmation.

**Brokerage services by Cash App Investing LLC. Review Cash App Investing Disclosures

Brokerage account

A brokerage account is an account for buying and selling investments such as stocks and Exchange-Traded Funds (ETFs).

Brokerage Firms

A brokerage firm is a company that facilitates the purchase and sale of securities such as stocks. Cash App’s brokerage firm is Cash App Investing LLC, a subsidiary of Block, Inc.

Commission fees

Certain brokerage firms charge a fee in exchange for their services to help you buy or sell stocks. Cash App Investing does not charge a commission fee.

Dividends

Dividends are payments made in cash or in shares by certain stocks. Investors who receive cash dividends may decide to keep the money or reinvest the money in order to accumulate more shares.

ETFs

Exchange-traded funds (ETFs) are bundles of multiple stocks or other investments traded as one. These bundles are selected from parts of the market such as certain industries or market indexes.

Fractional shares

Fractional shares are less than one whole share of a company. With Cash App, you can buy fractional shares of a company’s stock for as little as $1.

Investment portfolio

An investment portfolio is a collection of all your financial investments.

Stock market

The stock market is a network of exchanges where companies issue shares and other securities to investors for buying, selling, trading, and negotiating stock prices.

Cash App protects millions of people’s payments each month. Cash App is built on one secure platform, with advanced security features to power and protect your personal information and every single transaction that happens on the platform.

How does Cash App keep my account safe?

Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money is secure. Any information you submit is encrypted and sent to our servers securely, regardless of whether you’re using a public or private Wi-Fi connection or data service.

Is my Cash App balance insured by the FDIC?

If you have a Cash Card, the money in your Cash App account balance is covered by the FDIC through our partner banks (FDIC “pass-through” insurance) in the event of bank failure. The FDIC will cover eligible accounts up to $250,000 per Cash App customer. Bitcoin and investing balances are not covered by FDIC insurance.

Does FDIC cover money lost due to fraud?

No, FDIC offers insurance on deposits by institution, meaning that if your bank goes out of business, your money is protected up to $250,000. Insurance coverage is not provided for individual transactions.

Yes, Cash App Investing LLC is a Member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.

Protection does not cover loss in the market value of securities.